The Black Culture and Society have had problems with understanding proper ways to save. Savings are much more than just saving money. More so, the mentality. Especially coming from the bottom. Adding being of the black culture and society. Is a lesson in itself. What you have learned has to be retained. That bad place that you are in won't be long. Remember those times and try to grow upward verses staying or continuing down that road.
Blessings!
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